Rates Calculator

Home is the place where memories are made — turn to our helpful lenders when it’s time to make yours.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Competitively low rates and closing costs for home purchase, refinance, or construction
  • Available for primary residence, second homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available:
    • Fixed rate mortgages or adjustable rate mortgages (ARMs)
    • First-time homebuyer specials
    • Manufactured homes
    • Construction Loans
    • Land or lot loans
  • Free pre-approval for extra confidence when it comes to securing financing
  • A variety of payment options available:
    • Monthly or biweekly payments
    • Payment protection available
    • Discounted rate with automatic payment from a PennCrest BANK checking account
  • Helpful loan advisors with working knowledge of the local real estate market
  • Local decision-making and processing
  • Personal, friendly service from your community bank

Visit our Online Mortgage Center to learn more.